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What are Columbus Foreclosures?
The term Columbus foreclosure property is often misunderstood. There are two types of Columbus, GA. foreclosures. The first type of Columbus pre-foreclosure is a Columbus property is still legally owned by the Columbus homeowner but who has defaulted on the mortgage payments and foreclosure process has been initiated via a public legal notice posted in Muscogee county. The second type is a Columbus foreclosed home which is already owned by a lender who has foreclosed on the Columbus real estate.
The foreclosure process is when a mortgage lender initiates the foreclosure sale process in order to take possession of Columbus real estate via a foreclosure sale. At the Columbus foreclosure auction the homeowner or interested homebuyer may make the opening bid equal to the payoff the existing mortgage balance, back payments and legal fee's to take possession of the Columbus, Georgia property. If nobody submits the opening bid amount, the mortgage lender takes legal ownership of the Columbus property and it becomes a Columbus bank-owned property. Retrove is the only real estate search website that allows you to search real estate listings from all Columbus REO properties sources. Refine Your Columbus GA Real Estate Search
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Local Columbus Real Estate Agent
When buying or selling Columbus real estate
Contact a local Columbus REALTOR like: Robert SchiffmanWynnton Group Inc Office: (706) 322-2914 1430 Wynnton Rd Columbus, GA. 31906
Columbus FHA Loan Limits
Current FHA loan limits for Columbus, GA.
$346,250 - Single Family Home
$443,250 - 2 Units / Duplex
$535,800 - 3 units / Triplex
$665,850 - 4 units / Fourplex
Buy a Columbus home using a 3% down FHA loan.
Columbus Property Information
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